• What is the 2024 NAR Lawsuit Settlement about and how does it affect me? ,Ruben Sanchez

    What is the 2024 NAR Lawsuit Settlement about and how does it affect me?

    Understanding the 2024 NAR Lawsuit Settlement and Its Impact on Consumers The real estate industry saw a major shift in 2024 with the National Association of Realtors (NAR) lawsuit settlement. This case revolved around broker compensation practices, leading to significant changes in how real estat

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  • When should I refinance my mortgage? ,Ruben Sanchez

    When should I refinance my mortgage?

    Mortgage Refinancing: How It Works and How It Can Save You Money Refinancing your mortgage can be a smart financial move that helps you reduce your monthly payments, lower your interest rate, or even tap into your home's equity. But how do you know if it’s the right time for you to refinance? In t

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  • Why a Preapproval Letter is Crucial Before House Hunting,Ruben Sanchez

    Why a Preapproval Letter is Crucial Before House Hunting

      If you're considering buying a home, obtaining a mortgage preapproval letter should be your first step before house hunting. A preapproval letter proves that a lender has evaluated your financial situation and is willing to extend a loan, subject to final underwriting. This document can streamli

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